Electric vehicle loans
Ready to charge ahead with a market-leading rate?
Our best rate
5.67
%*
P.A.
COMPARISON RATE
14 May 2026
Get approved today. Drive away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
Quick approvals & specialist lending on new or used electric & hybrid vehicles
Get approved today. Drive away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
One phone call. Every major lender. Best deal guaranteed.
Drive smarter. Lighter on the planet. Easier on your pocket.
Choosing an electric vehicle is more than a car decision – it’s a conscious step towards a cleaner future and protection against rising fuel costs.
Whether you’re upgrading to your first EV or switching from petrol or diesel, we’re here to make the finance side simple, transparent and tailored to you.
As award‑winning Australian loan brokers, we work on your behalf – comparing lenders, negotiating rates and helping you secure an EV car loan that fits your lifestyle, values and budget.
OVER $550
MILLION
IN LOANS APPROVED
JENNY - FIDO FINANCE CUSTOMER
Personalised ev finance for you
Smarter car loans for EV drivers
Switching to an EV should feel like a future-focused decision. The problem? Most traditional finance feels like it’s stuck in the past.
Between confusing jargon about FBT exemptions, high-interest dealership loans, and banks that don’t understand EVs, it’s easy to feel frustrated and overwhelmed.
We think your finance should be as smart as the car you’re buying. If you’re looking for EV financing that’s straightforward, human-led, and designed around your needs, you’re in the right place.
☐ Discounted interest rates for eligible EVs
☐ Flexible repayment options aligned with long‑term savings
☐ Potential incentives and perks depending on the lender and vehicle
We work for you – not the lenders
Access specialised EV financing that works for your stage of life, budget and goals, with streamlined same-day loan approvals available.
Why thousands of Australians trust Fido Finance:
- Great personalised rates for EV purchases: Get a market-leading rate and shop with confidence with access to 30+ lending partners nationwide.
- Expert EV & novated lease guidance: Get help deciding if a standard green loan or a novated lease is the smart choice for your budget.
- Repayments that include charging: Want to bundle your home charger or wall-box into your financing? We can structure your loan to do that.
- Fast-tracked digital approvals: Our digital system lets us secure your funding quickly so you can shop for the right EV, often with same-day approvals.
Fast and flexible electric vehicle finance with massive 2026 tax incentives
Speak to our award-winning team to see what your green loan could cost with market-leading rates tailored to your life, all with zero impact on your credit score and no obligation.
OVER $550
MILLION
IN LOANS APPROVED
Six simple steps to signing on the same day!
Supply a few details
Share your name, number
and email.
Chat to an expert
Quick 10 min chat to get to
know each other.
We fetch your best rate
We go out and work hard on
your behalf.
You approve your rate
Give us the thumbs up to go
ahead with your loan.
Sign your contract online
No messy paperwork or
scanning – just sign off online.
Hit the road!
You could be funded and on
the road in 24hrs.
Fast, clear, and stress free
We know timing matters – especially when you’ve found the right EV.
- Most approvals within 24 hours
- Minimal paperwork
- Clear explanations at every step
- Support before and after approval
No pressure. No confusion. Just clarity and momentum.
100% Australian based, real people
When you reach out, you’re speaking directly with our Australian‑based team – not a call centre overseas, not a chatbot.
- Prefer a conversation? Call us and speak to a local expert now
- Prefer starting online? Complete the form and we’ll take it from there
Either way, you’ll deal with your very own experienced specialist from start to finish. No repeating your story, no being transferred to another department. Just one of Fido Finance’s ev car loan experts who genuinely cares about finding the right outcome for you.
What can I use a green car loan for?
You can use a green car loan to bundle more of your electric ecosystem into one simple repayment.
☑ Electric or hybrid vehicles: New or used eligible EVs or plug-in hybrids.
☑ Charging infrastructure: Include the cost of a home charging station.
☑ On-road costs: Bundle registration, CTP, and even your first year of comprehensive insurance.
☑ Modifications & accessories: From premium paint and alloys to tow bars and roof racks.
OVER $550
MILLION
IN LOANS APPROVED
Getting your new car in 1, 2, 3
1. Chat with your dedicated broker
One person. Start to finish. Tell us what kind of ev car you’re after, and we’ll explain all your options in plain English. No finance jargon. Just straight talk about getting you behind the wheel of the right vehicle for you.
2. Let us handle everything
Your broker works directly with our network of 30+ lenders to find the right solution for YOUR situation. No getting bounced between departments. No repeating your story. Just clear updates every step of the way.
3. Drive away happy
Sign your paperwork online and get funded fast. Because life’s better in a car you actually want to drive.
4x ProductReview.com.au best car loan winner
Whether you’re upgrading the family car, need a reliable commuter, or finally ready for that dream ride – we make it happen.
What sets us apart:
30+ trusted lending partners
100% Australian-based team
Over $550 million in loans approved
4.9/5 average customer rating on Trustpilot
Most approvals within 24 hours
Winner: ProductReview's best car loan 2023, 2024, 2025, 2026
Finance solutions for every situation: whether you're working full-time; running your own show; a first-time buyer; looking to upgrade; or somewhere in between... We've got solutions that make sense for you.
Frequently asked questions
What is an EV car loan?
An EV car loan (or green car loan) is a secured car loan for electric and eligible low‑emissions vehicles. Many of our lending partners offer discounted rates or benefits to support more sustainable vehicle choices. Whether it’s a Tesla, BYD or any other make or model, we compare both EV‑specific options and standard car loans to help you find the most suitable and competitive solution.
How much can I borrow?
Our loans start at $10k and go up. Your borrowing limit depends on your financial profile and serviceability. Our expert brokers can help you understand your options with custom terms tailored to you. Or, explore our list of Australia’s 10 most affordable EVs to learn more about what’s available
Can I get approved if I haven’t chosen an electric vehicle yet?
Yes, and many people do! Getting pre‑approved gives you a clear budget and repayment estimate before you start shopping, so there are no surprises along the way. When you walk into a dealership with pre-approval, you’re essentially a cash buyer so you can negotiate on price without any pressure to take a dealer’s finance options.
What information do I need to provide?
We keep things super simple. After a quick conversation, we’ll confirm what’s required for your specific situation. Most people only need a driver’s licence and their two most recent payslips to secure pre‑approval. If anything else is needed, we’ll clearly explain what and why.
How long does it usually take to get approval?
Most approvals happen within 24 hours. We understand the excitement of buying an EV, so we move quickly while making sure everything is done by the book. Occasionally, approvals can take a little longer depending on the lender or application details, but once approved, you can shop knowing the finance is ready to go.
Am I eligible for an EV car loan?
Eligibility comes down to the vehicle, the loan amount, and standard lending criteria. In most cases, the vehicle you’re buying is used as security for the loan, and minimum loan amounts may apply for certain EV‑specific offers. We’ll assess your situation and guide you through the options available, clearly and without obligation.
Do EV car loans work differently from regular car loans?
The structure is similar, but the benefits can differ. Some EV loans come with preferential rates, flexible terms, or lender incentives, depending on the car and lender. Our role is to compare everything available and explain the differences so you can make a confident, informed choice.
Ready to upgrade?
The car you really want might be closer than you think.
Imagine having a vehicle you’re excited to drive.
One that matches your needs perfectly.
One that puts a smile on your face.
We have hassle-free finance to get you there.
