Attention Victorian Motorists

Enjoy a 20% rebate of up to $186 (for people with one car), and $372 (for people with two cars)

If you've paid for your vehicle's registration between July 2025 and June 2026, you're eligible

Get approved today.

We fetch your
best rate!

Our experts make
life simple.

Ready to finance your next car & benefit from this temporary rebate?

E.g: 10,500
Terms & Conditions(Required)

Get approved today. Drive away tomorrow!

We fetch your
best rate!

Our experts make
life simple.

One phone call. Every major lender. Best deal guaranteed.

Beat the EOFY rush, upgrade your vehicle and lock In your 20% rego rebate before It expires

Tick. Tock. June 30th is almost here.

Have you been thinking about upgrading or buying a new car? Finance a new vehicle during the EOFY period (before June 30th, 2026), and cash in on the Victorian Government’s new cost-of-living relief:

✓ Why is now the perfect time to finance a new car?

Lower prices: Dealerships and manufacturers are motivated to clear out stock before the EOFY, giving you better deals or special offers on new and used cars.

20% rebate: Eligible drivers pocket a one-off rebate on car registration worth up to $186 for one car – or $372 for two cars

OVER $550
MILLION

IN LOANS APPROVED

JENNY - FIDO FINANCE CUSTOMER

Average reviews 4.9

Real talk from Fido Finance customers

FERNANDO
I would love to give a big shout out to Bailey. He took care of me and made the process of getting my car loan run smoothly. Communication between us was easy, he's very responsive and easy to be in touch with. It has been an absolute pleasure. Thank you, Bailey and thank you, Fido Finance for making it happen.
DAKOTA
Kosta was an absolute legend who went above and beyond to get me what I needed to finalise everything. He found me the right deal that suits me perfectly. I couldn’t have done it without him. Very friendly and personal service and above all hard working. Thank you Kosta and Fido Finance.
Joanne Johns
Phil was our broker. From the first moment we contacted him, he was upfront, honest and went out of his way to help us finance our new car. As a business owner and shift worker, he was super understanding and flexible with the hours we weren’t available and the alternative methods of contact needed to see us through. I recommend Fido to anyone that wants an easy and no-fuss experience.
Jack Whiting
Over the moon happy with my service from Fido Finance and my expert, Liam. Kept me in the loop the whole way through and made sure my needs were put first. Really understanding of my expedited needs and did everything he could to help. If his boss is reading this he needs a payrise. Would highly recommend to do your car financing through Fido!
Carissa Erichson
Great experience. Great service and discussed product options to best suit my needs. Documents required were minimal and approval was obtained within 1 business day. 10/10. Great to work with
FERRY BINBOGA
Great experience. Very quick and prompt, 5 stars from me.

What is the 20% rego rebate?

From Monday, June 1st, eligible Victorian car owners can apply for a 20% rebate on their rego payment for 2025/26 – to help combat pressure at the petrol pump.

Anyone who renewed their rego for the 2025/26 period is eligible to receive:

  • $186 for people with one car
  • $372 for people with two cars

You can claim the rebate on a maximum of two vehicles under your name.

✓ What vehicles are eligible?

Vehicles must be for personal use and under 4.5 tons. This includes:

  • Cars
  • Wagons (4WD)
  • Station wagons
  • Motorcycles
  • Utes
  • Vans
  • Light trucks

Get approved for your car loan in under 24 hours

Don’t miss the window to finance your new car and claim your 20% rego rebate.

At Fido Finance, we understand that the EOFY requires fast decision-making. Apply today and we’ll match you with a lender that best fits your needs, with competitive rates, repayments and terms tailored to your circumstances.

With $186 (up to $372) in rego rebate for settling before 30 JUN 2026 the icing on the cake.

✓ How we support Victorian motorists

☐ Fast approvals (secure pre-approval today)

☐ 1-7 year terms (flexibility that works for you)

☐ Fixed rate loans (no surprises now or in the future)

☐ Personalised interest rates (tailored to your needs)

☐ Over $550 million in loans approved (we know what works)

✓ What our car loans cover

We cover all options including Utes, SUVs, Sedans, Hatchbacks and much, much more. From the everyday commuter to full time workers or for school pick up and drop offs, we’ll find the right product at market leading rates to make life easier.

OVER $550
MILLION

IN LOANS APPROVED

Six simple steps to securing same-day financing

Supply a few details

Share your name, number
and email.

Chat to an expert

Quick 10 min chat to get to
know each other.

We fetch your best rate

We go out and work hard on
your behalf.

You approve your rate

Give us the thumbs up to go
ahead with your loan.

Sign your contract online

No messy paperwork or
scanning – just sign off online.

Hit The Road

You could be funded and
on the road in 24 hours.

Score pre-approval and enjoy the cash buyer advantage

By assessing your profile upfront, Fido Finance pre-approval gives you genuine buying power. You walk onto the lot as a serious, finance-confirmed buyer, so you can negotiate on drive-away price without stressing about high-pressure dealership offers.

Fido Finance pre-approval advantages:

  • Negotiate like a cash buyer: negotiate on the drive-away price and bypass high-pressure sales tactics.
  • Unlock the private market: with pre-approved funds ready, you can snap up low-kilometre vehicles from private sellers before anyone else.
  • Shop with confidence: you know your maximum purchase price and your weekly repayments with no guessing involved.
  • More than a ‘auote’: a finance quote is an estimate (in other words, a “maybe”). With pre-approval you have real buying power.

OVER $550
MILLION

IN LOANS APPROVED

Contact us today to get your personalised rate

Receive unmatched support and knowledge from a car financing expert (with no obligation or commitment).

Put our panel of 30+ lenders to the test, whether you’re looking for a rate or just exploring your options.

Trusted by 100s of Victorian car owners for over 5 years

What sets us apart:

30+ trusted lending partners

100% Australian-based team

Over $550 million in loans approved

5.0/5 average customer rating on ProductReview.com.au!

Most approvals within 24 hours

Voted best in car loans four years running: 2023, 2024, 2025, 2026

Frequently asked questions

Do I need to finance a car to access the 20% rego rebate?

No. Anyone who renewed their rego for the 2025/26 period is eligible. At Fido Finance, we help EOFY car buyers take advantage of last-minute deals and offers by making vehicle financing simple, fast and flexible. Many borrowers aren’t always confident they’ve got the best deal through a bank or car dealership. We compare leading bank and non-bank lenders to secure the best available outcome tailored to you – while you claim your 20% rego rebate before it expires.

Which lenders do you work with?

We work with a diverse panel of over 30 banks and specialised non-bank lenders. Our longstanding relationships mean we can match you with a loan that’s right for your financial situation and credit profile.

How much can I borrow?

Your borrowing power depends on your income, current living expenses, and credit history. One size doesn’t fit all, and we have lenders who tailor loans for all financial backgrounds, so you’re not left out because you’re between jobs or dealing with a low credit score. Speak to our team for a fast, tailored calculation.

Can I buy from a private seller?

Absolutely. We finance dealer sales, private marketplace listings, and auctions. We even handle the mandatory PPSR title checks to ensure the car is completely clear of hidden debts.

What information do I need to provide?

We keep things super simple. After a quick conversation, we’ll confirm what’s required for your specific situation. Most people only need a driver’s licence and their two most recent payslips to secure pre‑approval. If anything else is needed, we’ll clearly explain what and why.

How long does it usually take to get approval?

Most approvals happen within 24 hours. We understand the excitement of buying or upgrading your car, so we move quickly while making sure everything is done by the book. Occasionally, approvals can take a little longer depending on the lender or application details, but once approved, you can shop knowing the finance is ready to go.

How do I apply for the vehicle rego rebate and when does it end?

If you pay or renew your registration between July 2025 and June 2026, you can lodge your claim online through the Service Victoria or Department of Transport portals. Applications for the rebate open on June 1, 2026 and close strictly on July 31, 2026.

We are proud to support Aussies like you

1,000+ 5-star reviews on Google.

Zero obligation or impact on your credit score.

Let Fido do the running around!

Give us your details and Fido Finance will get on the dog and bone (phone).

Terms & Conditions(Required)

Ready to finance your next car & benefit from this temporary rebate?

E.g: 10,500
Terms & Conditions(Required)
Fido Finance - Finance Broker, Loan Broker & Finance Specialist Logo