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And the Car Loan Award Goes to… Fido Finance (That’s Four Years in a Row)
After five years and over $550 million in approvals, Fido Finance is proud to announce we’ve been awarded the ProductReview.com.au Car Loan category award for the fourth year running (2023 – 2026). If you’ve ever sat in a car dealership office feeling the pressure of a hard sell or waited

Essential Car Loan Guide: How To Structure a Flexible Loan
How to structure a flexible car loan that works for your life – not against it KEY TAKEAWAYS Prioritise cash-flow resilience over the absolute lowest possible interest rate or monthly loan cost. Your car loan can help you get a new vehicle and be a strategic, long-term tool for your

Selling a Car With Finance Owing: The Complete Stress-Free Guide
Ready to sell your car but still owe money on your car loan? You’re not stuck, and you definitely aren’t the only car owner in this boat. Selling a vehicle with an outstanding loan is legal and happens every day – buyers and lenders expect it. The trick is in

Beware Hidden Credit Card Traps: How to Pay Off Your Credit Card Debt For Good
You work hard, and you’re responsible with your money, but when you’re relying on credit cards to help pay for the cost of living, it’s easy to feel like the system is stacked against you. Used in Australia since the ‘70s, credit cards can be a flexible way to juggle

The Difference Between Secured and Unsecured Loans – and What’s Right For You
The right loan can help you stay on top of your finances, whether you’re buying a new car, growing your business or cleaning up existing debt. And when you jump online to shop for loans, two terms are going to pop up right away: Secured Loans Unsecured Loans These two

Should You Buy Your Next Car From a Dealer, Private Seller, Auction or Online?
Shopping for a new car is exciting… but not always easy. While your parents might have gone to a local dealership and driven a car off the lot, you’ve got plenty more options. As well as new and used car dealers, there are private sellers online, auction houses and a

What Is Car Loan Refinancing and How Does It Work?
Car loan refinancing means switching out your current car loan for a new one, usually with a different lender who can offer you better terms. Think of it like this… Your new lender pays off what you still owe on your old loan. Then you start fresh with them under

When Should You Upgrade Your Car? A Practical Guide for Australian Drivers
You’re sitting in your driveway, staring at your car. Maybe it’s that slight hesitation when you turn the key. Or the way the air conditioning sounds like it’s preparing for takeoff. And suddenly you’re wondering: Is it time to upgrade? We’ve talked to thousands of Australians asking themselves this exact

How a Car Loan Affects Your Credit Score (Plus The Top Credit Myths You Need to Unlearn)
Buying a new car means freedom, independence, and maybe even a fresh Spotify playlist. But there’s one BIG question you need to answer whether it’s your first car or you’re upgrading an existing vehicle… “What will a car loan do to my credit score?” It’s normal to be uncertain about

How to Understand and Improve Your Credit Rating (and Why Your Future Depends On It)
If you’ve applied for a loan and been hit with a high interest rate, it’s not down to bad luck, the economy, or the lender you’re speaking with. The harsh truth (said with love) is that the lender sees you as a walking red flag. 🚩 And why do they

Steal These 5 Proven Strategies to Increase The Borrowing Power on Your Next Car Loan
Feeling excited to buy a new car, but unsure how much you can afford? You’re not alone. Plenty of Australians feel confused about buying a car on finance. You want a new set of wheels, but you’re not sure if your income, expenses, or credit score is going to throw

Family Caravan Adventures: Seasonal Aussie Road Trips Worth the Drive
If the perfect family road trip exists, it’s the kind that fits the season just right. Autumn brings outback adventures under starry skies, winter delivers tropical sunshine up north, and summer serves up coastal escapes with ice creams by the sea. Picture splash parks at caravan stops, curious kids spotting
