Fido Finance works as hard as you do to track down your best rate!

Our Best Rate

5.54

%
P.A.

6.99%*

COMPARISON RATE

5 Oct 2024

Get approved today. Drive away tomorrow!

We fetch your
best rate!

Our experts make
life simple.

Obligation Free - Car Finance Pre-Approval!

E.g: 10500
Terms & Conditions(Required)

Get approved today. Drive away tomorrow!

We fetch your
best rate!

Our experts make
life simple.

The Region’s Best Finance Broker

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JENNY - FIDO FINANCE CUSTOMER

Average reviews 4.9

Don’t take our word for it, here’s what our customers think about us!

Asher Jabeer
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From the first call Shantall was very helpful, friendly, professional and was assisting me to get the most valuable deal. My family and I would personally like to thank Shantall for her great service. She helped me with the approval within a few days to buy my dream car. Thank you very much to all staff members of Fido Finance. Also highly recommend their service for those who need a great deal.
Donna
Scerri
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We just used Fido Finance to purchase a new car. The whole process was made very easy and straight forward. We dealt with Harrison who was very professional and answered our enquiries in a timely manner. Whether by phone or email Harrison was there for us. We would recommend Fido Finance to anyone.
Carlo Canare
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Thad Ben Totoro as my broker and throughout the process he articulated all the requirements and guided me with so much enthusiasm. They way he delivered himself made it so easy and quite frankly made my time in finding a car enjoyable and less stressful. As soon as I did find a car I was actually shocked on how fast they worked, literally getting everything approved within days. In regards with communication, the fact that he pro-actively called for every update that was done encapsulates their customer priorities which is second to none. I fully recommend FIDO Finance especially with Ben. The level of professionalism with a touch of the humanistic approach made the customer service feel like talking to a friend throughout the whole process.
Kalele Faimalie
Read More
Just had my loan approved, found a car that I really liked, and had it purchased all within a week since my enquiry! Couldn't thank Harrison Free enough for his due diligence, patience and integrity in supporting me to choose the right brokerage when it comes to financing my very first car. I was a bit skeptical considering it would be my first time financing my first car, but with Fido Finance, they have made enquires so easy! They were very thoughtful of my repayment requests and definitely did their best to make the outcome much easier. Thank you, once again for everything! Would highly recommend Fido Finance to my relatives and friends!!
Bill Gillson
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I found a rare car and needed finance in place urgently in 4 days the week prior to Easter to secure the vehicle. I rang Harrison at FIDO finance and told him what I needed. He was absolutely brilliant. He organised the finance and his knowledge of the various products which he applied to my specific circumstances and handled all the problems that arise when you need things to run smoothly due to time constraints was first rate. The whole team
Jack Gregor
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Great service, I never had to follow up, Sandun was fantastic and was always on it. Cheers guys for the new car.

Low Doc Car Loans

A low doc car loan is a specific business loan option available for self-employed individuals and businesses with an ABN – this includes irregular income, or those who don’t have the tax records to meet the requirements of a standard car loan. Regardless of whether you’re shopping for a brand new set of wheels directly from a dealership, or you’re negotiating on a private sale, Fido Finance are here to get you behind the wheel as soon as possible with our low doc car loans.

Get in touch with the Fido team to discuss a low doc car lease today – give us a call on 13 FIDO or reach out through our online form and we’ll be in touch!

What Can Low Doc Car Finance Cover?

Low doc car finance provides quick approval and funding for self-employed individuals and businesses alike. This financing solution acts much like a traditional car loan, with the vehicle serving as collateral for the loan. It is suitable for financing vehicles for both business purposes, as well as business equipment such as heavy machinery and yellow goods.

Documentation for Low Doc Car Loans

While low doc car loans are quite literally designed for low documentation, you are still required to provide some credit and financial information showing you have the capability to repay your loan in full.

The documentation required for a low doc loan can vary between lenders, but a general list to consider may include:

100 points of identification (proof of ID)

Letter from an accountant verifying your business income OR

A signed income declaration

Bank statements from your business with the last 3 months OR

Business Activity Statement (BAS) if your business is registered for GST

ABN or CAN registration certificate

Benefits of Low Doc Car Finance

There are a number of benefits that come with a low doc car lease, and we believe it’s imperative to understand what these benefits are to take into consideration before starting on the low doc journey.

Less paperwork to worry about

Fast loan turnaround times

GST and other tax breaks for ABN holders

Simple structures for monthly repayments

Fixed low interest rates

Loan terms lasting up to 7 years

Balloon payment option

If you’re looking for additional information, get in touch with our lending professionals today! We’re here to make life easier, and work as your companion through your financing.

Six Simple Steps To Signing On The Same Day!

Supply A Few Details

Share your name, number
and email.

Chat To An Expert

Quick 10 min chat to get to
know each other.

We Fetch Your Best Rate

We go out and work hard on
your behalf.

You Approve Your Rate

Give us the thumbs up to go
ahead with your loan.

Sign Your Contract Online

No messy paperwork or
scanning – just sign off online.

Hit The Road!

You could be funded and on
the road in 24hrs.

Experience Market Leading Rates with Fido Finance

If you’re ready to discuss a low doc car lease, give us a call today on 13 FIDO to speak to a trusted loan broker. We’re here to help and act as your financing companion, taking the weight from your shoulders and digging up the best rates on your behalf.

OVER $100
MILLION

IN LOANS APPROVED THIS YEAR

Frequently Asked Questions

Is it Hard to Get Low Doc Car Loans?

Low doc finance is aimed at a very specific audience – those who are unable to meet the traditional proof of income requirements for lenders. These types of loans are considered investment risks, so a lot of major banks and lenders tend not to offer them. This is what makes Fido Finance stand out in our industry.

What is the Lowest Amount a Dealership Can Finance?

For the most part, lenders don’t finance less than $5,000 or $10,000 – it’s best to reach out to your preferred lender and ask the question, though, as lender caps can vary. You can make the overall cost of your loan more affordable, though, without the worry of financing limits. Give us a call on 13 FIDO to learn more!

How Much Deposit Do I Need for a Low Doc Loan?

Before applying for a loan, it’s important you learn as much about that specific loan as possible, and the lender in question. This keeps you well prepared for the application process and thereafter. At Fido Finance, the deposit amount required for our low doc loans are 20%.

Let Fido do the running around!

Give us your details and Fido Finance will get on the dog and bone (phone).

Terms & Conditions(Required)

Obligation Free - Car Finance Pre-Approval!

E.g: 10500
Terms & Conditions(Required)