Skip to content

Vehicle finance

Fido Finance have been going the extra yard for our car finance clients for years. With our expert insights and leading lender contacts we’re experts at seeking out the best personalised rates for our clients – fast!

Tradie’s finance

We’ll work as hard as you do to secure you a great rate to keep your business on the move. Whether it’s finance for work vehicles, tools or gear, we’re standing by for your instructions.

Caravan finance

Are you ready to escape to discover the great outdoors with your new Campervan or Caravan? We’re here to tailor the best recreational vehicle finance solutions at the lowest rates available to you today.


Our job as your personal 4WD finance specialist is to find and tailor the best 4WD loan solutions at the lowest rates and repayments available on the market today.

Personal finance

A low rate personal finance solution could be the best option to help you consolidate other debts, buy your next car or even getting the funds together to head off on a dream holiday.

Help & Advice

Read on below for answers to questions we get asked all the time.

We’ve put together a few short explainer videos, to help you understand our process for your loan.

About the application process

About the approval process

About the settlement process

What loans do you have?

At Fido Finance we have access to a large panel of bank & non bank lenders. This means we have loans to suit any asset you’re wanting to purchase. Some of our loans include

  • Car loans for new or used car
  • Leisure loans for caravans, boats, jetskis or motorbikes
  • Personal loans
  • Secured or unsecured loans
  • Chattel mortgage for any vehicles you are wanting to purchase for your business
  • Equipment finance for all your business needs
  • Cashflow loans

What is my interest rate?

Fido Finance fetches you the best interest rate from our panel of lenders. We deal in wholesale rates so these change frequently and are based on your individual circumstances. Once we have secured you pre-approval we will be able to give you an answer on this.

What information do I need to give you?

After our initial chat we will be able to let you know exactly what is required. Most of our clients find they only need to provide their drivers licence & 2 most recent pay slips. We can secure your pre-approval with just that.

What if I am self employed?

We can help you secure a loan whether you have financials or not. If you don’t have financials don’t worry, we can still get you approved at great rates. These loans are often called no-doc, lo-doc or self dec loans. We help explain your situation to the financiers so that you can get finance for your next vehicle.

What happens once my loan is approved?

Once pre-approved you can confidently go shopping for your new vehicle knowing that it will fit within your budget. As soon as you have found the vehicle you wish to purchase you just let us know and we will help take care of the rest.

Why is the pre-approval process important?

Getting pre-approved before you go shopping for your new vehicle means you have more confidence in purchasing and a stronger position to negotiate. Sometimes our clients are surprised that the budget they have actually allows them to buy a much better vehicle than they thought.

How much will I be able to borrow?

This depends on a number of different factors. The financiers take into account income, household expenses, other debt as well as your employment and residential status. As part of your pre-approval we will discuss this in more detail and let you know your borrowing capacity based on your individual circumstances.

How long does it take to get a loan?

We can have you pre-approved within 1 hour and have your loan settled on the same day.

How long can I take my loan over?

We have loans up to 7yrs. This lets us help you find the repayments that best fit your budget.

Do you finance used cars?

Yes. We have access to new and used car loans. At Fido Finance we can finance any car from new exotic vehicles to classic cars that your grandparents would have bought new and everything in between.

Do I have to have insurance?

If your take out a secured loan you will need insurance for the vehicle you are purchasing. Don’t worry, we can also include this in your repayments so that you have one manageable payment each month.

Can I refinance my current loan?

Yes. We have the ability to refinance current loans that you may have. Give us a call and we will show you how much money you can save by restructuring your current debts.

Can I get a loan if i’m buying privately?

Of course. Most of our financiers understand that you can get a great deal buying privately and have loans for this. If you are buying privately we will also help you with the paperwork and check that the vehicle doesn’t have any encumbrances on it.

Can I get approved if I haven’t found a car?

Yes. It is a great idea to get pre-approved before buying your next car. By getting pre-approved you know how much you can borrow and can purchase the car with confidence knowing that it fits within your budget.

Can’t find what you’re after feel free to drop us a line

Contact us

Obligation free -
car finance pre-approval!

Terms & Conditions(Required)
Call me back