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Exploring Fixed vs Variable Rate Loans for Cars
When it comes to financing your car, one of the most critical decisions that is going to shape your outcome is choosing between a fixed or variable loan. Each option has its own set of advantages and disadvantages, and the choice depends greatly on your financial situation, risk tolerance, and
Main Benefits of Electric Cars
As car manufacturers continue to develop EV models over diesel and petrol, the Aussie population are choosing to invest – increasing the demand. Despite EV’s hitting the market with a higher purchase price than your average car, they come with a platter of unique features, bringing an advantage to car
ABN Loans: What You Should Know
ABN loans are a unique loan type that many people may not have heard of. This specific loan solution is relevant to ABN holders and acts similarly to a small commercial loan. Due to the increased popularity of these loan types, it’s become crucial to understand their benefits, what these loans
Luxury Car Tax Explained
What exactly is Luxury Car Tax (LCT)? Introduced in 2000, the LCT has made a big impact on individuals buying a car worth more than a specific amount. This luxury tax is also paid by dealerships on imported vehicles that surpass a certain value and was introduced as a means
Comparing Secured vs Unsecured Loans
Understanding loans (and other types of financing) comes down to two main fundamentals, secured vs unsecured loans. There is a primary difference between the two and that’s the presence or absence of collateral – the asset that a lender uses in case the borrower in question defaults on their loan repayments. There are
Self-Employed Car Finance
Being self-employed means your income may be more unpredictable in comparison to those that work for a business or organisation. This, in turn, can impact your financing options, as some loan types available for self-employed car finance can be harder to secure. There are still a number of ways that you can
How to Finance a Car with No Deposit – What You Need to Know
No deposit car loans are a common loan type you will come across when doing homework on purchasing a new (or used) vehicle. If you don’t have enough money saved up or you simply don’t want to pay a deposit, this may be the option for you. In saying that,
