Low rate car loans for all Australians.
Let’s fetch your best rate today.
Our Best Rate
5.67
%*
P.A.
COMPARISON RATE
2 Jan 2026
Get approved today. Drive away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
Find your best rate now. Obligation free pre-approval.
Get approved today. Drive away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
We work with the most trusted names in finance!
Skip the solo hunt - we'll find your best rate
Going it alone has limitations. Many people end up settling for whatever their bank offers… or end up going with the dealership’s “convenient” finance option that pads their profits, not your savings.
Here’s what makes us different:
We work with over 30 specialised lenders with exclusive rates unavailable to the general public.
With over $550 million in loans approved, we know exactly which lenders say yes to your situation. And which ones will deliver the best value for your budget.
JENNY - FIDO FINANCE CUSTOMER
Get the lowest car finance rates - fast, easy and hassle-free
Award-winning experts you can trust
We’ve been voted Best Car Loans on ProductReview.com.au three years running – 2023, 2024, and 2025. That’s not by luck. That’s our genuine commitment to putting every customer first and working tirelessly to maximise your outcomes.
Plus, we’ve handled every situation imaginable. The tricky applications. The urgent approvals. The budget constraints that seem impossible.
We love finding solutions when others say no.
Even if your credit history isn’t perfect
Your bank sees a number. We see the whole picture.
Had a rough patch a few years back? We work with lenders who understand life happens.
Our non-bank lenders look at:
- Your current income and stability
- How you manage your finances
- The value of what you’re buying
Bottom line: We’ve spent years building relationships with over 30 specialist lenders. We know exactly which of our lending partners are most likely to approve your situation and how to present your application in the best possible light.
Here's how we get you approved (usually within 24 hours)
Step 1
Quick chat with your dedicated broker about your car and situation (takes around 15 minutes)
Step 2
We compare 30+ lenders behind the scenes and present your best options with conditional approval
Step 3
Finalise paperwork and drive away with your new car
Your broker stays with you from start to finish – no getting passed around or starting over with someone new.
The whole thing usually wraps up in 24-48 hours. Compare that to weeks of back-and-forth with banks who might still say no.
Real results for you:
Lowest rates and cheapest repayments
No deposit car finance available
Balloon repayments also available to lower your repayments
Award-winning 3 years running: best car loan in 2023, 2024 & 2025
Access to 30+ specialised lenders
Zero paperwork stress
Six simple steps to signing on the same day!
Supply a few details
Share your name, number
and email.
Chat to an expert
Quick 10 min chat to get to
know each other.
We fetch your best rate
We go out and work hard on
your behalf.
You approve your rate
Give us the thumbs up to go
ahead with your loan.
Sign your contract online
No messy paperwork or
scanning – just sign off online.
Hit the road!
You could be funded and on
the road in 24hrs.
Check your options
Give us 15 minutes to show you what’s possible.
What’s the worst that could happen? You get some free information about available rates and know exactly what options you qualify for before you start shopping.
More likely? You’ll discover you can afford that car you thought was seemingly out of reach… or save hundreds or even thousands compared to whatever the dealership was going to offer you.
Quick answers to common questions
How much can I borrow?
Generally 100% of the car’s value, sometimes more for extras like insurance. We’ll give you exact figures based on your situation.
What if I find a better rate elsewhere?
Honestly? That rarely happens. But if it does, we’ll work to match it or explain why their offer might have hidden fees or undisclosed terms.
How long am I locked into the loan?
Many loans do have early exit fees, but we’ll find you options that work with your plans. Want flexibility to pay off early? We know which lenders offer the lowest exit fees or waive them after a certain period. Planning to keep it for the full term? We’ll focus on getting you the absolute lowest rate instead.
What documents do I need?
Just the basics – payslips, bank statements, and ID. We’ll walk you through exactly what’s needed for your situation.
