We Back Aussie Construction Professionals.
Equipment Finance For Your Timeline
Our Best Rate
5.54
%
P.A.
6.99%*
COMPARISON RATE
20 May 2025
Get approved today.
We fetch your
best rate!
Our experts make
life simple.
Ready to Upgrade Your Fleet?
Get approved today. Drive away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
One Phone Call. Every Major Lender. Best Deal Guaranteed.
Ready To Take On Bigger Projects?
Every construction professional knows that feeling. The perfect tender lands on your desk… but your current fleet can’t quite handle it.
With Fido, you’re not just getting equipment finance. You’re getting a partner who understands that in construction, timing is everything.
We focus on what matters:
- Streamlined application process that respects your time
- Clear communication about your options so that you know where you stand
- Local team that understands that sometimes business happens outside office hours
OVER $100
MILLION
IN LOANS APPROVED THIS YEAR
JENNY - FIDO FINANCE CUSTOMER
Personalised construction finance for you
Construction Equipment Finance
Whether you’re looking at excavators, loaders, or specialised machinery, we focus on finding practical finance solutions for your business.
We focus on:
- Making the process clear and simple
- Providing competitive options from Australian lenders
- Ensuring transparency every step of the way
New Or Secondhand
We understand that sometimes the smart choice isn’t brand new. That’s why we assist with finance for both new and quality used machinery.
Your finance specialist will help you understand:
- Available options within your budget
- Terms and conditions clearly explained
- How different choices might impact your business
How We Make Equipment Finance Work For Builders
You’ve got projects to manage and deadlines to meet. The last thing you need is to waste time comparing different lenders or dealing with mountains of paperwork.
That’s why we handle that part for you.
Through our established relationships with trusted Australian lenders, one conversation with us opens up multiple finance options suited to your business needs.
You’ll work with one dedicated finance specialist throughout the process – someone who understands finance and can guide you through your options clearly.
OVER $100
MILLION
IN LOANS APPROVED THIS YEAR
Six Simple Steps To Signing On The Same Day!
Supply A Few Details
Share your name, number
and email.
Chat To An Expert
Quick 10 min chat to get to
know each other.
We Fetch Your Best Rate
We go out and work hard on
your behalf.
You Approve Your Rate
Give us the thumbs up to go
ahead with your loan.
Sign Your Contract Online
No messy paperwork or
scanning – just sign off online.
Get Back to Business!
You could be funded and on
back to work in 24hrs.
The Fido Finance Difference
We believe equipment finance shouldn’t be complicated, especially when you’re chasing time-sensitive tenders or managing multiple project deadlines.
When you get in touch with us, here’s what you can expect:
- Straightforward discussions about your options without endless paperwork and delays
- Clear communication and regular updates as your application progresses, letting you focus on running your business and winning those bigger contracts
- Practical solutions that consider your specific equipment needs, helping you build a fleet that can tackle any tender with confidence
When you’re investing in essential equipment, you deserve a finance partner who understands construction timelines and gets it right the first time.
Australia's Most Trusted Equipment Finance Partner
Access to 30+ Lenders
We match you with suitable lenders for your situation. Our team manually reviews each application and liaises with our network to source your best rate.
FastTrack Pre-Approvals
Our streamlined approach helps move applications forward quickly. Timing is everything when you need equipment for a project.
Practical Solutions
Make informed decisions about your equipment investment. We’ll explain finance options that align with your business requirements.
Finance Expertise
Our specialists understand the lending landscape, offering clear options suited to your circumstances.
Open Communication
Questions? Our team is here to help. We understand that your work doesn’t always follow a 9-to-5 schedule and we aim to respond promptly to meet your equipment finance needs.
Let Fido Finance make business easier
Every construction team has different equipment needs. That’s why we take the time to understand your specific situation.
Through our network of lenders and years of experience in finance, we can help you explore options that align with your business goals.
OVER $100
MILLION
IN LOANS APPROVED THIS YEAR
Get Your Equipment in 1, 2, 3
1. Chat With Your Finance Specialist
One dedicated person guides you through the process. Tell us what equipment you need, and we’ll explain your options in plain English – no confusing finance jargon.
2. Let Us Do The Legwork
Your specialist works with our network of trusted Australian lenders to find suitable options for your situation. We handle the back-and-forth, keeping you updated every step of the way.
3. Get Back To Business
Once you’re happy with your option, we’ll help finalise the paperwork efficiently. Because we understand that time spent on finance is time away from your projects.
Trusted by Australian Builders
From earthmoving equipment to specialist machinery, we help Australian businesses secure the equipment they need.
What Sets Us Apart:
30+ Trusted Lending Partners
100% Australian-Based Team
Over $100 Million in Loans Approved This Year
4.9/5 Average Customer Rating on ProductReview
Most Approvals Within 24 Hours
Finance Solutions for Every Construction Team: whether you're an established business; starting a new venture; expanding your operations; updating your fleet; or planning your next step... We've got solutions that make sense for your operation.
Frequently Asked Questions
What requirements do I need to meet?
We work with multiple lenders, giving you more pathways to approval. Unlike traditional lenders, we look beyond just the standard criteria to understand your unique business position. Let’s talk.
I've been declined by other lenders - can you still help?
While we can’t guarantee approval, we specialise in finding alternative solutions. Our network of lenders often takes a more flexible approach to assessing applications.
How do you assess serviceability?
We look at your whole operation to understand what makes sense for your cash flow. This includes considering upcoming projects and potential contract revenue.
What if my financials aren't perfect?
Every business has its challenges. We take time to understand your complete situation, including recent improvements and future opportunities, rather than just focusing on historical data.
Are deposits always required?
This varies between lenders and equipment types. We’ll walk you through what’s possible based on your circumstances and cash flow position.
"What's the typical timeframe?
Most of our loans are approved within 24 hours, but we’ll always keep you informed throughout the process. If you need equipment urgently, let us know and we’ll prioritise accordingly.
Can you finance used equipment?
Yes, we can help arrange finance for quality used equipment. We’ll work with you to ensure the asset meets lender requirements while serving your business needs.
What if I'm pursuing larger contracts?
We understand business growth often requires scaling up equipment. Let’s discuss how we can structure finance that aligns with your expansion plans while managing risk responsibly.
Power Your Next Level
The right equipment doesn’t just update your fleet. It opens doors.
Imagine:
- Your team completing jobs in less time with better results
- Taking on the premium projects you’ve had your eye on
- Delivering the kind of quality that turns first-time clients into long-term partners
- Building a business that’s ready for tomorrow’s opportunities, not just today’s demands
This isn’t just about new equipment. It’s about powering your next phase of growth.
When you’re ready to transform your operation, we’d love to help you make it happen.
