Debt consolidation made simple
From multiple payments to one easy solution
Our best rate
5.54
%
P.A.
6.99%*
COMPARISON RATE
30 Sep 2025
Get approved today.
We fetch your
best rate!
Our experts make
life simple.
Consolidate your debts today. Great rates, one simple payment.
Get approved today.
We fetch your
best rate!
Our experts make
life simple.
One phone call. Every major lender. Best deal guaranteed.
Consolidate your debts today
If you’re managing more than one loan or credit card…
We can help you turn multiple payments into one easy payment.
Plus:
- Stop playing bill roulette
- Most consolidations sorted within 24hrs
- Over 2,000 five-star reviews from real customers
OVER $175
MILLION
IN LOANS APPROVED THIS YEAR
JENNY - FIDO FINANCE CUSTOMER
Personalised debt consolidation for you
At Fido Finance, we love helping Aussies simplify their finances and take back control of their money.
Imagine having just one manageable debt payment each month instead of juggling multiple credit cards and personal loans. Plus, you’ll keep your budget clear for rent or mortgage, weekly shopping, and all those everyday expenses.
We’re here to help you turn multiple debt payments into one simple, manageable payment.
Our friendly team has helped thousands of Aussie take back control of their finances. With our expertise and personalised approach, you’ll experience the relief that comes from finally having a clear path forward.
Whether you’re dealing with high-interest credit cards, multiple personal loans, or a mix of different debts, we can help you consolidate everything into one loan with a lower interest rate and less stress.
Getting started is refreshingly simple! Get in touch with Fido Finance today on 13 FIDO (that’s 13 34 36), or fill out our online form to receive your obligation-free debt consolidation plan.
We make debt consolidation simple!
There’s something magical about having your finances working smoothly in the background while you focus on the things you actually love doing.
With access to a panel of over 30 trusted Australian lenders, we’re the friendly team at Fido Finance who get genuinely excited about helping Aussies create financial peace of mind.
Think of us as your debt-consolidation-loving partners who happen to be brilliant at finding amazing rates.
OVER $175
MILLION
IN LOANS APPROVED THIS YEAR
Six simple steps to signing on the same day!
Supply a few details
Share your name, number
and email.
Chat to an expert
Quick 10 min chat to get to
know each other.
We fetch your best rate
We go out and work hard on
your behalf.
You approve your rate
Give us the thumbs up to go
ahead with your loan.
Sign your contract online
No messy paperwork or
scanning – just sign off online.
Start relaxing!
You could be funded and relaxed
about your finances in 24hrs.
Debt consolidation at Fido Finance
We take multiple payments and turn them into one simple solution.
Here’s how it works: our debt consolidation specialists know exactly what our lenders are looking for, and we use this insider knowledge to find your perfect match.
We find your best consolidation options, you approve what works, and we handle the rest.
OVER $175
MILLION
IN LOANS APPROVED THIS YEAR
Getting to financial freedom in 1, 2, 3
1. Chat with your dedicated specialist
One person. Start to finish. Tell us about your current debt situation, and we’ll explain all your consolidation options in plain English. No finance jargon. Just straight talk about creating the payment plan that actually works for your life.
2. Let us handle everything
Your specialist works directly with our network of 30+ lenders to find the right solution for your situation. No getting bounced between departments. No repeating your story. Just clear updates every step of the way.
3. Enjoy your new simple payment
Sign your paperwork online and get your consolidation sorted quickly. Because life’s better when your finances are working for you, not against you.
Why Fido Finance for debt consolidation?
We look at everything from your spending patterns to when you get paid, creating a solution that genuinely improves your day-to-day life.
It’s this commitment to exceptional service that has earned us thousands of five-star reviews from customers who’ve successfully simplified their finances with our help.
The result? Our clients consistently tell us about the extra breathing room in their budgets and how much easier their finances feel to manage.
Real results for you:
One simple payment instead of multiple due dates
Australian-based personal specialist who understands your unique situation
Wide range of lenders and consolidation solutions to fit your individual financial profile
Over $175 million in loans approved this year
4.9/5 average customer rating on Trustpilot
Most approvals within 24 hours
Winner: ProductReview's best car loan 2023, 2024, 2025
Your debt consolidation questions answered
What exactly is debt consolidation?
Instead of juggling multiple credit cards and personal loans (each with their own due dates and interest rates), you combine everything into one loan with one regular payment and one interest rate.
Plus, you’ll keep your budget clear for rent or mortgage, weekly shopping, and all those everyday expenses.
Should I use a broker for debt consolidation?
Here’s the thing about going it alone versus working with Fido Finance.
When you apply directly with one lender, you’re basically putting all your eggs in one basket and hoping they say yes. If they don’t? You start over.
We work with 30+ trusted Australian lenders, which means we can find someone who actually wants to work with your specific situation.
Plus, we can secure better rates than you’d get going direct because of the trusted relationships we’ve built with lenders over years of successful partnerships.
Is it hard to consolidate $20,000+ worth of debt?
Your ability to consolidate depends on your current financial situation, credit history, and income, not just the dollar amount.
The great thing about working with multiple lenders? Even if your situation isn’t “textbook perfect”, we can usually find someone who specialises in exactly your circumstances.
Want to know where you stand? Give us a call on 13 FIDO (that’s 13 34 36) or get a personalised consolidation plan here. No judgment, just honest answers about your options.
Can I consolidate credit cards AND personal loans together?
Absolutely! In fact, that’s exactly what most people need help with.
Whether you’re dealing with multiple credit cards, personal loans, store finance, or a mixture, we can help you roll it all into one simple solution.
Ready to stop playing bill roulette? Get your personalised consolidation plan here or call 13 FIDO (that’s 13 34 36) and chat with our friendly team today.
Ready to sort your finances?
At Fido Finance, we understand that when you’re juggling multiple payments, the last thing you need is a complicated application process.
Contact Fido Finance today on 13 FIDO (that’s 13 34 36) or fill out our form online for your obligation-free debt consolidation plan.
Let’s help you turn financial stress into financial confidence.
