Less Wishing, More Fishing
Finally: Marine Finance That Won't Make Your Accountant Cry
Our Best Rate
5.54
%
P.A.
6.99%*
COMPARISON RATE
14 May 2025
Get approved today. Sail away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
Turn Weekend Dreams Into Weekend Plans
Get approved today. Drive away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
One Phone Call. Every Major Lender. Best Deal Guaranteed.
Stop Watching From the Shore
Another perfect weekend, another flood of boat photos in your feed.
Crystal-clear water. Pristine beaches. Kids having the time of their lives. Epic fishing shots at sunrise.
That could be YOUR weekend. Those could be YOUR stories.
Maybe you’re worried about:
- Getting stuck with unreasonably high repayments
- Making the wrong choice on finance terms
- Missing out on the best rates
- Draining your savings on a deposit
- Getting the old “computer says no” from your bank
Here’s the thing though…
Getting your dream boat doesn’t have to be complicated. Or expensive.
Even if you’ve been knocked back before, have irregular income or have less-than-perfect credit.
Not when you’ve got Fido Finance in your corner.
OVER $100
MILLION
IN LOANS APPROVED THIS YEAR
JENNY - FIDO FINANCE CUSTOMER
Personalised boat finance for you
How We Make Boat Finance Easy
We believe boat finance should be simple and straightforward.
Nobody has time to shop around 30 different lenders, fill out 30 different applications or spend hours comparing rates and terms.
That’s why we do it for you.
We’ve built solid relationships with over 30 trusted lenders. So with just one simple phone call, we’ll get you access to all the best deals.
Plus, unlike your bank manager, we actually know boats. (When’s the last time they asked about beam width or draft?)
Jet Ski Finance
Ready to feel that perfect mix of speed, freedom and adrenaline?
We’ve streamlined the whole process. Quick approvals. Simple paperwork. Competitive rates from Australia’s top lenders.
Most importantly? We’ll make sure your repayments fit YOUR budget. Because weekend fun shouldn’t come with weekday stress.
Boat Finance
Whether you’re after a family cruiser, a serious fishing rig, or that perfect all-rounder, we speak your language.
We know boats. We know finance. And we know exactly which lenders offer the best deals for your situation.
No generic bank loans here. Just specialised marine finance with terms that make sense for boat owners.
OVER $100
MILLION
IN LOANS APPROVED THIS YEAR
Six Simple Steps To Signing On The Same Day!
Supply A Few Details
Share your name, number
and email.
Chat To An Expert
Quick 10 min chat to get to
know each other.
We Fetch Your Best Rate
We go out and work hard on
your behalf.
You Approve Your Rate
Give us the thumbs up to go
ahead with your loan.
Sign Your Contract Online
No messy paperwork or
scanning – just sign off online.
Hit The High Seas!
You could be funded and riding
the waves in 24hrs.
The Fido Finance Difference
We believe getting boat finance should be simple and personal.
That means:
- Clear explanations of all your options
- Regular updates on your application
- Finding the right solution for YOUR situation
Because buying a new boat is a big deal…
And you deserve a finance partner who treats it that way.
Australia's Most Trusted Marine Finance Partner
Access to 30+ Lenders
We manually match you with the perfect lender for your situation. Our team reviews every application and negotiates with our network to get you the best possible rate.
FastTrack Pre-Approvals
Our streamlined process means most clients get same-day approval. Because perfect boating weather shouldn’t wait.
Deposit Options
Keep your savings where they belong. Our innovative finance structures help you get on the water without draining your bank account.
Boat Finance Specialists
Unlike traditional banks, our team actually knows boats. We understand everything from bow to stern, including the best way to finance your dream boat.
Clear Communication
Questions? We’re here. If it’s after hours, we’ll get back to you first thing next business morning.
Let Fido Finance make life easier
Sometimes the perfect boat isn’t brand new. That’s why we handle finance for both new AND pre-loved vessels.
From pristine showroom models to well-maintained used boats, we’ll find you the right finance package.
Our team will walk you through all your options. Help you understand the terms. And make sure you’re getting a deal that works for your situation.
No judgement. No pressure. Just honest advice from people who actually understand boats.
OVER $100
MILLION
IN LOANS APPROVED THIS YEAR
Getting Your Boat in 1, 2, 3
1. Chat With Your Dedicated Broker
One person. Start to finish. Tell us what kind of boat you’re after, and we’ll explain all your options in plain English. No finance jargon. Just straight talk about getting you out on the water.
2. Let Us Handle Everything
Your broker works directly with our network of 30+ reputable lenders to find the right solution for YOUR situation. No getting bounced between departments. No repeating your story. Just clear updates every step of the way.
3. Get Out on the Water
Sign your paperwork online and get funded fast. Because life’s better with a boat.
Why Thousands of Aussies Trust Fido Finance
Whether you’re looking for a weekend cruiser, a serious fishing rig, or a commercial vessel, we’ve got your back.
What Sets Us Apart:
30+ Trusted Lending Partners
100% Australian-Based Team
Over $100 Million in Loans Approved This Year
4.9/5 Average Customer Rating on Trustpilot
Most Approvals Within 24 Hours
Winner: ProductReview's Best Car Loan 2023, 2024, 2025
Finance Solutions for Every Situation: We work with full-time employees; self-employed legends; contractors with variable income; first-time buyers; commercial operators; experienced boaters looking to upgrade. Less-than-perfect credit? Variable income? Let's talk. You might be surprised what's possible.
Frequently Asked Questions
What credit score do I need?
We work with lenders who look at your whole situation, not just a number. Less-than-perfect credit? Have a chat with us. You might be surprised at your options.
How much do I need to earn?
Every lender has different requirements, but the main thing they look for is your ability to comfortably make repayments. We’ll assess your situation and help you understand what’s realistic for your circumstances.
What if I'm casual or self-employed?
Many of our lenders specialise in working with different income types. We’ve helped hundreds of business owners, contractors, and casual workers secure boat finance. Just be ready to provide some additional documentation.
Do I need a deposit?
No-deposit options are available for many boat loans. We can discuss what options might work best for your situation.
How long does approval take?
While most of our clients receive approval within 24 hours, timeframes can vary based on your circumstances and the lender’s requirements.
Can you finance older boats?
Yes, although lending criteria may differ for older vessels. Some lenders have age restrictions or require additional documentation.
What about commercial vessels?
We have specific lenders who specialise in commercial marine finance. They understand the unique requirements of business operators and can structure loans accordingly.
Your Perfect Boat + Our Smart Finance = Memories That Last Forever
Another beautiful weekend is coming up.
You could be watching everyone else having fun on the water…
Or you could be planning your first adventure on your new boat.
The choice is yours. But we’re here to make it happen.
