Attention tradies looking for fast, low-rate lending
Our Best Rate
5.67
%*
P.A.
COMPARISON RATE
3 Apr 2026
Get approved today.
We fetch your
best rate!
Our experts make
life simple.
Quick approvals for utes, tools & gear - all tailored for Aussies on the job
Get approved today. Drive away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
One phone call. Every major lender. Best deal guaranteed.
Our popular tradie finance solutions
At Fido Finance, we understand finance isn’t just about access to money. It’s about the flexibility, timing, and support you need to manage and grow your business.
OVER $550
MILLION
IN LOANS APPROVED
JENNY - FIDO FINANCE CUSTOMER
At Fido Finance, we’ve fixed the things tradies told us they can’t stand about financing…
Done with the time-draining research, high upfront costs, frustrating eligibility criteria, lack of effort to understand your seasonal business, and the mystery about what lenders actually look for when assessing your application?
So if you’re looking for tradie financing solutions that feel effortlessly simple (so you can focus on your next job without mountains of extra paperwork), you’ll love Fido Finance.
We connect you with 30+ specialised bank and non-bank lenders so you can focus on your next job knowing you’ve scored the best rates and terms. No more wasting weekends and nights shopping around – we find the best rate for you.
Looking for the best rate on work vehicles and equipment?
☐ Get approved TODAY (why wait?)
☐ 1-7 year terms (flexibility that works for you)
☐ Fixed rate loans (so there’s no surprises now or in the future)
☐ Personalised interest rate (enjoy a custom rate tailored to your needs)
☐ Stress-free tradie finance (so you can focus on the stuff that really matters)
Traditional banks don’t “get” tradie financing. We do.
Traditional banks don’t understand how tradies work – whether it’s the seasonal projects, fluctuating income or project-based revenue. At Fido Finance, our panel of 30+ lenders make it easy to compare your options and get trade-specific rates and terms tailored for how you work.
OVER $550
MILLION
IN LOANS APPROVED
Six simple steps to signing your same-day tradie loan
Supply a few details
Share your name, number
and email.
Chat to an expert
Quick 10 min chat to get to
know each other.
We fetch your best rate
We go out and work hard on
your behalf.
You approve your rate
Give us the thumbs up to go
ahead with your loan.
Sign your contract online
No messy paperwork or
scanning – just sign off online.
Hit The Road
You could be funded and on the road in 24 hours.
Fast, hassle-free and competitive tradie financing
Our dedicated tradie finance solutions can help you score the vehicle or equipment you need without getting into cashflow trouble so you can take the next step in your business while confidently managing your money.
OVER $550
MILLION
IN LOANS APPROVED
Contact us today to get the lowest rate possible
Receive unmatched support and knowledge from a tradie finance officer – with no obligation or commitment. Put our panel of 30+ lenders to the test whether you’re looking for a rate that works for you or just looking to explore your options.
No commitment. Serious business-building potential.
Trusted by 100s of tradies for over 5 years
What sets us apart:
30+ trusted lending partners
100% Australian-based team
Over $550 million in loans approved
5.0/5 average customer rating on ProductReview.com.au!
Most approvals within 24 hours
Voted best in car loans four years running: 2023, 2024, 2025, 2026
Frequently asked questions
I don’t have a perfect credit score. Will I be approved for finance?
Don’t worry, plenty of tradies are in the same boat. If you’ve focused on building your business instead of your credit score, we can still help you get approved – even if you’re a new ABN holder. Our panel of 30+ specialised bank and non-bank lenders look at the bigger picture, including your cash flow, the value of the asset you’re buying, and your business potential.
What types of assets can I finance?
If it helps your business grow, there’s a good chance you can finance it. At Fido Finance, we’ve provided smart financing for a range of assets, including:
- Vehicle & utes: dual cabs, vans, 4x4s, and heavy-duty trucks.
- Equipment: power tools and compressors to small and large machinery.
- Machinery: heavy hitters like excavators, skid steers, bobcats, and loaders.
- Commercial property: workshops, storage facilities or office fit outs.
- Business loans & working capital: funds for unexpected expenses, wages, or materials.
I need a new ute fast, but I can't afford to waste time on paperwork. How quickly can Fido Finance get me approved?
We understand you need gear yesterday. Our process is designed to be as fast and stress-free as possible. With 30+ specialised lenders, we compare options quickly and structure your application correctly the first time. For standard secured loans, we often secure quick approvals and can achieve same-day funding once all required documents are in place.
My current credit card rates are sky-high. Can Fido Finance help me manage my existing business debt?
Can I get a car loan as a sole trader?
Yes. We help sole traders secure vehicle loans at great rates. Even if you don’t have the revenue or size of a larger business, we do all the research and the legwork for you, utilising our network of specialist lenders, negotiating deals and sourcing the best rates.
We are proud to support Aussie tradies like you
1,000+ 5-star reviews on Google.
Zero obligation or impact on your credit score.
