Bali sunsets. Tokyo lights.
European cobblestones.
Our best rate
5.67
%*
P.A.
COMPARISON RATE
4 Dec 2025
Get approved today. Fly away tomorrow!
We fetch your
best rate!
Our experts make
life simple.
Start your adventure here
Get approved today. Fly away tomorrow!
We fetch your best rate!
Our experts make life simple.
One phone call. Every major lender. Best deal guaranteed.
Because your dream trip shouldn't wait for your savings account to catch up.
The world's not getting any smaller. And neither is your bucket list.
Whether you’re finally ready to book that Santorini honeymoon you postponed three years ago… or you’ve been watching your mates post Instagram stories from Japan while you’re stuck refreshing flight prices every other weekend…
Your next trip shouldn’t hinge on whether your savings account cooperates.
Here’s what working with Fido Finance looks like:
- Fixed rates you can plan around (no nasty surprises when you’re mid-holiday)
- Flexible terms that match your budget, not some cookie-cutter loan calculator
- Real people who listen to what you need (and explain everything in plain English)
No confusing jargon. Just straight answers from people who’ve helped thousands of Australians turn “maybe next year” into “boarding in 30 minutes”.
OVER $550
MILLION
IN LOANS APPROVED
JENNY - FIDO FINANCE CUSTOMER
Trusted holiday loans with Fido Finance
Travel finance that makes sense
You know how the fun part is choosing between Bali or Fiji?
That’s how sorting your travel loan should feel.
Not calling six different banks. Not filling out the same forms over and over. Not getting ghosted by lenders who can’t give you a straight answer about whether you’re even approved.
Just one conversation with someone who knows exactly how to get you there.
We’ve spent years building relationships with Australia’s top lenders. Which means:
- One call unlocks access to every competitive rate available
- One dedicated broker handles everything from application to approval
- One streamlined process that doesn’t eat up your annual leave before you’ve even left.
We finance every kind of adventure
Weekend escape to the Gold Coast? Sorted.
Three weeks island hopping through Greece? Absolutely.
That once-in-a-lifetime Japan trip during cherry blossom season? Let’s make it happen.
Here’s what makes us different:
- Fast approvals that keep up with flash flight sales
- Competitive rates that don’t punish you for wanting to live
- Flexible terms designed around your reality, not some algorithm
We make sure the numbers make sense, so you can focus on making memories.
Every adventure starts somewhere
Some trips begin with a last-minute flight sale notification at 2am…
Others start years in advance, with spreadsheets and carefully curated itineraries.
Here’s the thing – your journey is yours to plan.
Whether you need:
- Finance that moves as fast as that flash sale (because those deals don’t wait)
- A structured loan you can budget around months in advance
- Flexible options that let you adjust as your plans evolve
We help turn every kind of travel dream into actual departure dates. From spur-of-the-moment escapes to meticulously planned adventures, we’ll find the right financing solution to match how YOU travel.
OVER $550
MILLION
IN LOANS APPROVED
Six Simple Steps To Signing On The Same Day!
Supply A Few Details
Share your name, number
and email.
Chat To An Expert
Quick 10 min chat to get to
know each other.
We Fetch Your Best Rate
We go out and work hard on
your behalf.
You Approve Your Rate
Give us the thumbs up to go
ahead with your loan.
Sign Your Contract Online
No messy paperwork or
scanning – just sign off online.
Hit The Road!
You could be funded and on
your way in 24hrs.
The heart of what we do
Travel finance should feel like someone’s genuinely on your side, helping you figure out the smartest way to make your trip happen.
Because at the end of the day, we’re not just processing loan applications.
We’re helping you stop postponing the experiences that matter.
What makes us different
Access to more possibilities
With 30+ lending partners, we handpick the perfect match for your trip. Our team personally reviews every application, negotiating great rates that work for your budget.
Swift approvals
Because when you spot that perfect flight deal, your financing shouldn’t be the thing that makes you miss it. Our streamlined process means most travellers get same-day answers.
Smart money solutions
Keep your savings for the actual trip (like those cooking classes in Tuscany you’ve been eyeing). Our financing options help you travel without draining your emergency fund.
Real humans, real expertise
We focus on one thing: matching you with the right finance for your adventure. Our specialists know every corner of the lending landscape, ensuring you get options that make sense for your situation.
Always here for you
Questions? Our team is here to answer your questions, explain your options, and keep you updated every step of the way.
Don’t wait - secure your travel loans today!
Life is too short to wait for a holiday. Give us a call on 13 FIDO today to discuss your dream holiday, and we’ll kickstart the process for your personal holiday loans so that you can get a hold of your funds sooner! We can’t wait to see you jet-set to a much-loved destination.
Borrow up to $50,000 with flexible 1-7 year terms
- Turn “someday” into departure dates
- Travel-friendly financing made simple
- Most applications approved within 24 hours
OVER $550
MILLION
IN LOANS APPROVED
Get from "maybe someday" to "boarding now" in 3 simple steps
1. Tell us where you’re dreaming of
One conversation. One dedicated broker. Tell us about that trip you’ve been scrolling past on Instagram, and we’ll explain exactly what’s possible. No finance jargon. No hard sell. Just honest answers about how to make it happen.
2. We do the heavy lifting
Your personal broker taps into our network of 30+ lenders to find the perfect match for your plans. No chasing multiple banks. No filling out endless forms. Just regular updates as we lock in your best rate.
3. Start packing
Simple online paperwork, quick approval, and… hello, boarding pass! Because that first sip of poolside cocktail tastes better when the numbers actually make sense.
Award-winning Aussie brokers
When it comes to helping Australians secure smart finance, we’ve built our reputation on results.
Why choose Fido Finance?
Award-winning team - voted Best Car Loans on ProductReview 2023, 2024 & 2025
900+ reviews on TrustPilot with an overall 5-star rating
100% Australian-Based Team
Over $550 million in loans approved
Most approvals within 24 hours
Access to 30+ trusted lenders
Frequently asked questions
How do I apply for a travel loan?
Super simple. You start by having a quick chat with one of our brokers.
We’ll ask about your trip, your budget, and your financial situation… then we’ll match you with the right lender from our network of 30+ options.
From there, we handle the paperwork and negotiate on your behalf. Most of our clients get approval within 24 hours.
Ready to get started? Fill out our quick form or give us a call on 13 34 36.
What fees might apply to a travel loan?
Great question. And honestly? It depends on the lender.
Some charge establishment fees (usually between $0-$400). Others might have monthly account-keeping fees or early repayment fees.
The good news? We’ll break down ALL the costs upfront before you commit to anything. No surprises. No fine print drama.
Can I get a travel loan if I'm self-employed or have casual income?
Absolutely.
We work with lenders who understand that not everyone has a traditional 9-to-5. Whether you’re self-employed, working casually, or running your own business… we’ll find a lender who gets it.
You might need to provide a bit more documentation (like bank statements or tax returns), but don’t let that stop you from reaching out.
Self-employed? Learn more about our low doc loan options.
How can a travel loan help with my upcoming trip?
Think of it as giving your dream trip a head start.
Instead of waiting months (or years) to save up… you can book now and spread the cost over time with fixed, manageable repayments.
A travel loan can cover:
- Flights and accommodation
- Tours, activities, and experiences
- Travel insurance
- New luggage or travel gear
- Spending money for the trip itself
Basically, anything that gets you from “maybe someday” to “boarding now”.
What are some useful travel tips when using a travel loan?
Love this question. Here’s what we tell our clients:
Before you book
- Set a realistic budget (including a buffer for spontaneous gelato binges)
- Compare loan terms – sometimes a slightly longer term means easier monthly repayments
- Factor in travel insurance (seriously, don’t skip this)
While you’re travelling
- Stick to your budget where it matters… but don’t stress over every coffee
- Consider a travel-friendly credit card to avoid international fees
- Keep track of expenses so you’re not shocked when you get home
After you return
- Set up automatic repayments so you never miss one
- If you come home with leftover funds, consider making extra repayments to reduce interest
How much can I borrow with a travel loan?
Most of our lenders offer travel loans between $5,000 and $50,000, depending on your situation.
The exact amount you’re approved for depends on:
- Your income and employment
- Your credit history
- Your existing debts and expenses
Not sure how much you need? We can help you figure that out.
How do I calculate my loan repayments?
The easiest way is to have a quick chat with one of our brokers.
We’ll talk through:
- The amount you want to borrow
- Your preferred loan term (1-7 years)
- Your current financial situation
Then we’ll give you an accurate picture of what your monthly repayments could look like with different lenders.
Keep in mind – your actual rate and repayment will depend on the lender we match you with and your individual circumstances.
Can I take out a personal loan for a holiday?
Yep. That’s literally what a travel loan is.
It’s just a personal loan specifically designed for funding travel. Unsecured, flexible, and way less complicated than putting everything on a credit card.
The best part? You get a fixed interest rate and fixed repayments… so you know exactly what you’re paying each month. No nasty surprises.
Are personal loans unsecured?
Most travel loans are unsecured, which means you don’t need to put up your car or house as collateral.
The lender approves you based on your income, credit history, and ability to repay… not on what assets you own.
This makes the application process faster and way less stressful.
What is a travel loan?
It’s a type of personal loan designed specifically for funding your travel plans.
Instead of draining your savings or maxing out credit cards… you borrow a lump sum upfront, then pay it back in fixed monthly instalments over 1-7 years.
Simple. Straightforward. And honestly? It’s how thousands of Aussies are finally ticking items off their bucket lists.
What kind of expenses can a travel loan cover?
Pretty much anything related to your trip:
- Flights (domestic or international)
- Accommodation (hotels, Airbnbs, resorts)
- Tours and activities (cooking classes in Tuscany, diving in Bali, skiing in Japan)
- Travel insurance
- Visas and vaccinations
- New luggage or travel gear
- Spending money for meals, shopping, and experiences
Basically, if it’s part of making your trip happen… it’s fair game.
Can I use a travel loan for my honeymoon?
Absolutely. And honestly? You should.
Your honeymoon is a once-in-a-lifetime trip. It deserves to be amazing… not “whatever we could afford after the wedding”.
A travel loan lets you book the honeymoon you actually want… without compromising or waiting years to save up.
What is the term of a travel loan?
Most travel loans range from 1 to 7 years, depending on how much you borrow and what works for your budget.
Shorter terms mean higher monthly repayments but less interest overall.
Longer terms mean lower monthly repayments but more interest in the long run.
We’ll help you find the sweet spot that actually fits your life.
What is the interest rate for a travel loan?
Interest rates vary depending on:
- The lender
- Your credit history
- The loan amount and term
- Your employment and income situation
We shop around on your behalf to find you the most competitive rate possible… so you don’t have to do the legwork.
Should I get a loan to travel?
If you’ve been putting off your dream trip because you “can’t afford it right now”… a travel loan might be the nudge you need.
Life’s short. Waiting until “the perfect time” usually means waiting forever.
That said, make sure you:
- Can comfortably afford the repayments
- Have a realistic budget for your trip
- Understand the terms and interest before committing
How much can I borrow for a holiday loan?
Typically between $5,000 and $50,000, depending on your financial situation.
We’ll work with you to figure out exactly how much you need… and then find a lender who’ll approve it.
Want a personalised quote? Chat with us here.
Do people actually take out loans for holidays?
All. The. Time.
Thousands of Aussies use travel loans every year to fund everything from European adventures to tropical getaways to once-in-a-lifetime honeymoons.
Curious about financing your dream trip?
You’ve probably done the maths in your head a dozen times already.
Flights, accommodation, spending money, maybe some tours…
The real question is: Is that two-week Italy trip genuinely doable?
One chat with us, and you’ll know exactly where you stand.
