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Shopping for a new car is exciting… but not always easy. While your parents might have gone to a local dealership and driven a car off the lot, you’ve got plenty more options. As well as new and used car dealers, there are private sellers online, auction houses and a

Car loan refinancing means switching out your current car loan for a new one, usually with a different lender who can offer you better terms. Think of it like this… Your new lender pays off what you still owe on your old loan. Then you start fresh with them under

You’re sitting in your driveway, staring at your car. Maybe it’s that slight hesitation when you turn the key. Or the way the air conditioning sounds like it’s preparing for takeoff. And suddenly you’re wondering: Is it time to upgrade? We’ve talked to thousands of Australians asking themselves this exact

Buying a new car means freedom, independence, and maybe even a fresh Spotify playlist. But there’s one BIG question you need to answer whether it’s your first car or you’re upgrading an existing vehicle… “What will a car loan do to my credit score?” It’s normal to be uncertain about

If you’ve applied for a loan and been hit with a high interest rate, it’s not down to bad luck, the economy, or the lender you’re speaking with. The harsh truth (said with love) is that the lender sees you as a walking red flag. 🚩 And why do they

Feeling excited to buy a new car, but unsure how much you can afford? You’re not alone. Plenty of Australians feel confused about buying a car on finance. You want a new set of wheels, but you’re not sure if your income, expenses, or credit score is going to throw

If the perfect family road trip exists, it’s the kind that fits the season just right. Autumn brings outback adventures under starry skies, winter delivers tropical sunshine up north, and summer serves up coastal escapes with ice creams by the sea. Picture splash parks at caravan stops, curious kids spotting

Picture your family chatting excitedly as the open road stretches ahead… Your very own holiday home trailing behind, packed with everything you need for an outstanding getaway. Australians have always had a love affair with caravans. The freedom to pack up and explore this incredible country… to wake up somewhere

If you’re exploring car finance options, you might have come across the term “balloon payment”. This popular loan structure can make it more affordable to finance your vehicle month-to-month, but the trade-off is that you’ll need to pay a larger lump sum at the end of the loan term. Balloon

If you’re self-employed – whether as a sole trader, tradie, or small business owner – getting a car loan might not be as straightforward as it is for someone with regular payslips. But flying solo doesn’t mean you’re out of options to finance your new wheels. With the right knowledge

“I can’t wait to buy car insurance”… said no one ever. Whether you’re looking for your first car or your next car, the right insurance is a legal and financial safety net that protects you (and other drivers), so you can enjoy your time on the road. With various terms,

Planning to buy a second-hand car? Great choice. 😎 With more than 2 million used cars changing hands last year, a second-hand vehicle is a smart way to get behind the wheel and save money, whether it’s your first car or your next car. As car finance experts, we can’t